By Equipter.
You’ve envisioned the growth of your roof replacement business and you’re ready to invest in innovative equipment to get the job done right; but where do you begin? Start by learning the process of financing roofing equipment like the Equipter RB4000. The following steps will help you to prepare for the process of financing the RB4000 for your business and get your application approved.
1. You have options when it comes to financing.
If you have an established relationship with your local bank or credit union, it can be a good place to start since they’re already familiar with your business. If you’d like more rate options or don’t have a preferred lender, contact Equipter directly. Equipter works with several lenders that regularly finance equipment for professional roofers and contractors. Call 717-661-3591 for current financing rates on the RB4000.
2. Know your credit score.
Don’t assume you won’t qualify for RB4000 financing. Check your credit score before you call. We work with several lenders, and each lender Equipter works with has different credit thresholds. Knowing your credit score can help Equipter better pair you with a potential lender that works with businesses in that score range.
3. Have your paperwork ready.
Along with the credit application, most lenders request additional information. Requirements vary by lender, but you may be asked to share financial documents such as recent bank statements. If you arrange financing through Equipter, your sales rep will walk you through the info a specific lender might request.
4. Get the full picture on costs and payments.
Although Equipter offers free pick-up at their Lancaster, Pennsylvania facility, many customers take advantage of convenient shipping, which incurs an additional fee.
Your state may add costs to the purchase as well. For example, you might need to register the RB4000 as a trailer. Your state may also collect sales tax at the time of registration. State laws vary, so check with your DMV for details.
It’s also a good idea to ask if there are early pay-off penalties on the roofing equipment loan. Even if you’re not planning on an early pay-off now, circumstances could change and you may want to pay the RB4000 trailer off sooner rather than later, so it’s best to understand how that process works.
How to finance your RB4000
If you’re ready to get started, contact your preferred lender, or call Equipter for current rates from the financing companies they partner with. Working financing options through Equipter often gets customers approval status within one to two business days after submitting the completed application form and any other requested materials.
What if now isn’t the right time for you to finance?
While buying a new RB4000 offers the most bang for your buck, including Section 179 tax benefits, a purchase might not be the best choice right now. Maybe your credit isn’t quite where it needs to be yet, or you want to keep credit lines open in case you need to tap them in the near future.
Renting is a convenient way to raise job site efficiency and get roofing jobs done faster. Equipter now has over 200 third-party rental locations across the U.S. and Canada, and their database is only growing.
Find the closest RB4000 rental location to your next job site.
Learn more about Equipter in their RoofersCoffeeShop® Directory.
Original article source: Equipter
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