bill tries to reign in storm chasing racket?

From the mouth of the insurance lawyer: "Dallas lawyer Steven Badger was the first to testify, in favor. “Today, hail is all I do,” he explained, meaning he defends insurance companies in lawsuits.

Badger laid out his view in a letter to me a year ago: “Over the last couple years a cottage industry has arisen in Texas comprised of roofers, appraisers, public adjusters, unlicensed public adjusters and various other characters who consider the insurance industry a slot machine that keeps on paying. The situation is totally out of control. Abuse and outright fraud is rampant.”"

http://www.dallasnews.com/investigations/watchdog/20150409-watchdog-texas-insurance-lobbyists-have-a-plan-you-wont-like.ece

Roofguy Said: Follow the money guys, this is the sound of your freedoms eroding.

In my opinion, property owners should just say the hell with this 3rd party adversarial crap and leave the decision between the property owner and the roofer. That means instead of sending all of that money to insurance companies, just set up a maintenance account- then do any work when it really needs to be done. You can still insure against fire and real catastrophes like tornadoes. The way it is now, for what some property owners pay for insurance, I could install a new roof on just 3 years of premiums.

On one hand, I'd be very glad to see this. On the other, I'm worried about how much my market will change when all these companies lose their "slot machine"